Terms & Condition

These Agent Terms and Conditions govern the relationship between Policy Angadi and individuals who register or participate as agents on the Policy Angadi platform. By joining the platform as an agent, you agree to follow the rules, responsibilities, and policies described in this document. These terms are designed to ensure transparency, professionalism, and trust between Policy Angadi, its agents, and customers.

Policy Angadi operates as a multi-company insurance platform that connects customers with insurance products through authorized agents. Agents play a crucial role in guiding customers, explaining policies, and helping them select appropriate financial protection plans.

To become an agent on the Policy Angadi platform, individuals must meet certain eligibility criteria. These requirements ensure that agents represent the platform responsibly and provide accurate information to customers.

• Agents must provide accurate personal details during registration.
• Agents must comply with applicable insurance regulations and guidelines.
• Agents must provide valid contact information for communication purposes.
• Agents should maintain professionalism while dealing with customers.

Policy Angadi reserves the right to approve or reject any agent application based on internal verification and compliance requirements.

Agents represent the Policy Angadi platform when interacting with customers. Their primary responsibility is to guide customers in understanding available insurance options and selecting policies that meet their financial needs.

• Provide clear and accurate information about insurance policies.
• Explain policy benefits, coverage, and limitations to customers.
• Avoid making false or misleading promises regarding policy benefits.
• Assist customers during the policy application process.
• Maintain respectful communication with customers.

Agents should always prioritize customer needs and ensure that the policies recommended are suitable for the customer's financial situation and goals.

Agents must maintain a high standard of professionalism when representing Policy Angadi. Misleading marketing practices or unethical behavior will not be tolerated on the platform.

• Agents must not provide false information about policies.
• Agents must respect customer privacy and confidentiality.
• Agents must avoid any activities that may damage the reputation of Policy Angadi.
• Agents should communicate with customers honestly and transparently.

Failure to maintain professional conduct may result in suspension or termination of the agent account.

Agents may earn commissions based on successful policy transactions facilitated through the Policy Angadi platform. Commission structures may vary depending on the insurance provider and policy type.

• Commission is earned only after successful policy processing.
• Commission amounts may vary depending on policy category.
• Payments may be subject to verification and approval.
• Policy Angadi may update commission structures when necessary.

Agents are responsible for understanding commission policies and ensuring that all activities comply with platform guidelines.

Agents are granted access to the Policy Angadi platform to manage customer interactions and policy services. Agents must use the platform responsibly and only for legitimate business purposes.

• Agents must protect their login credentials.
• Agents must not misuse platform data or customer information.
• Agents must not attempt to disrupt platform functionality.
• Agents must comply with platform usage policies.

Any misuse of the platform may result in immediate suspension or termination of the agent account.

Policy Angadi reserves the right to suspend or terminate an agent account if the agent violates platform rules or engages in activities that harm customers or the platform.

• Providing false information during registration.
• Misleading customers about insurance policies.
• Violating platform rules or regulations.
• Engaging in fraudulent activities.

Termination may occur without prior notice in cases of serious violations.

Policy Angadi acts as a platform that connects customers with insurance information and agents. Insurance policies are issued by respective insurance companies, and policy terms are governed by those companies.

Agents must ensure that customers understand that policy terms, benefits, and claims are subject to the conditions set by the insurance providers.

Policy Angadi may update these Agent Terms and Conditions from time to time to reflect operational changes or legal requirements. Updated terms will be published on the website, and agents are responsible for reviewing them periodically.